Life Mutual Help Programme

Empowering Communities through Mutual Solutions

Provides life risk cover beyond the age of 60, addressing gaps in conventional life insurance products through community-driven solutions.

Life Insurance

This programme addresses the gap in mainstream life insurance by offering term and whole life coverage for individuals beyond 60 years of age. Contributions vary based on age and gender, ensuring sustainability through risk-sharing mechanisms and a cross-guarantee fund.

  • Whole Life Mutual Help Programme : Members contribute up to a specified age for lifetime coverage.
  • Term Life Mutual Help Programme : Features a uniform contribution, with younger members subsidizing the aged, ensuring inclusivity.